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BACCARAT
Baccarat is played with a single standard deck of 52 cards. Two hands of cards are dealt, one for the Player and one for the Banker. Each hand will contain either two or three cards. These cards are dealt according to a set of rules that apply wherever Baccarat is played.
The winning hand is the one with a value closest to nine. The value of a hand is calculated by adding up the value of the cards. Aces have a value of 1. Face (picture) cards and 10's have no value and do not contribute to the value of the hand. All other card values are treated as they appear.
If the value of a hand exceeds nine the value of the card is calculated by subtracting ten. Thus a hand consisting of an 8 of Clubs and a 7 of Diamonds (total value = 15) will have a Baccarat value of five (15 - 10).
The Baccarat Player must decide which one of three possible bets to make before the cards are dealt. The Player can decide to bet on the Banker's hand winning, the Player's hand winning or the possibility of a Tie. Once the bet has been placed two hands will be dealt.
Should the Player choose the winning hand the payout will made according to this table:
| THE WINNING HAND | THE GAME PAYS BACK | |
| The Banker Wins | | Twice the bet - 5% commission for the House |
| The Player Wins | | Twice the bet |
| A Tie Wins | | 9 times the bet |
If the player bets on a player and wins, the payout is double the original wager. If the Player bets on a Tie and wins, the pay out is eight times the original wager. If the Player wins when backing the Banker's hand the House charges a 5% commission.
Should the Player back a losing hand, his ante is lost. Should the hands be tied when the Player has not bet on a Tie, the Player's ante will be returned.
